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QuikQ Electronic Consent Policy

Last Updated: February 21, 2025

Please read the following important information carefully and retain a copy for future reference. As part of your relationship with us, you have the right to receive certain information “in writing” – which means you are entitled to receive such information on paper. To better serve you, we would like to provide you with this information electronically, but we need your consent to use Electronic Records (defined below) in our relationship with you. This document informs you of your rights when receiving Electronic Records from us in connection with the QuikQ Prepaid Account Program for which you will apply (“Account”). You must read and consent to the terms outlined below.

Definitions

For purposes of this Electronic Consent Policy, the following terms have the following meaning:
1. “We,” “us,” and “our” refer to QuikQ, LLC, Bank, and any other person or entity who provides services related to your Prepaid Account.
2. “You” and “your” means the person giving this consent, and also each additional applicant, Accountholder, Authorized User, and account contact on the Prepaid Account you apply for.
3. “Electronic Records” are any legally-required disclosures, terms and conditions, agreements, Prepaid Account information, notices, statements, and other information provided to you electronically.

Your Consent to Use Electronic Records and Signatures

By agreeing to this Electronic Consent Policy, you acknowledge receipt of this document, consent to the use of Electronic Records and electronic signatures in connection with your account (collectively, “Your Consent”). Your Consent is effective until you withdraw Your Consent. We may always, in our sole discretion, provide you with a document in writing, even when you have chosen to receive it electronically.

Requesting Paper Copies

You may request paper copies of Electronic Records at no cost by writing to us at Attn: Customer Service, QuikQ Prepaid Account Program, 501 Corporate Centre Drive, Suite 520, Franklin, TN 37067, or emailing us at customer@QuikQsupport.com.

Doing Business Electronically / Hardware and Software Requirements

Before you decide to do business electronically with us, you should consider whether you have the required hardware and software capabilities described in this paragraph. To access and retain Electronic Records electronically, you will need to use the computer software and hardware identified below. “Current Version” means a version of the software or hardware that is currently being supported by its publisher. You will need the following:
• Internet access, Current Version (defined below) of a PDF reader (such as Adobe® Acrobat),
• Current Version of an Internet browser (such as Chrome, Edge, Firefox, Internet Explorer and Safari),
• A personal computer, mobile device, or other device capable of supporting the requirements listed above.
If these requirements change in a way that creates a material risk that you would not be able to receive or retain your Electronic Records, we will notify you. Continuing to use Electronic Account Services after receiving notice of the change is reaffirmation of Your Consent.

Withdrawing Consent

You have the right to withdraw Your Consent at any time and at no cost to you. If you withdraw Your Consent prior to the approval of your application, this will prevent you from receiving a Prepaid Account based upon an online application. If at any time you wish to withdraw Your Consent, contact us toll free at 855-947-2787 or write to us at Attn: Customer Service, QuikQ Prepaid Account Program, 501 Corporate Centre Drive, Suite 520, Franklin, TN 37067. If you withdraw Your Consent, the legal enforceability of any prior Electronic Record will not change.

Your Consent To Electronic Communications (“Communications”)

You provide your consent and agree that we may contact you for any lawful reason, including, but not limited to, in connection with your application and Prepaid Account, including for the collection of amounts owed to us. We may contact you at such addresses or numbers (including wireless cellular telephone numbers and ported landline numbers) as you may provide to us from time to time. We may use any means of communication, including, but not limited to, postal mail, telephone, electronic mail, text messaging, voice messages, or other technology, to reach you.

By providing Your Consent, you

1. Acknowledge that you have the technical ability to access the Electronic Records in the designated formats described above;
2. Acknowledge that you have read the information about Electronic Records, Electronic Signatures and Communication;
3. Consent to having legally-required disclosures, terms and conditions, agreements, Account information, notices, statements, and other information provided or made available to you in electronic form and doing business with us electronically;
4. Acknowledge that you may request a paper copy of an Electronic Record at no charge to you; and
5. Indicate your intent to utilize electronic signatures to apply for an Account and process Transactions on your account.
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